How to Get $150,000 in Business Credit Cards Without Any Income or Collateral

By: Spartan
August 3, 2023

Have you ever dreamed of starting your own business, but felt held back by the lack of funding?

Maybe you have a great idea, a solid business plan, and a passion for what you do, but you don’t have enough cash to get started. Or maybe you already have a business, but you need more capital to grow, expand, or survive a cash flow crunch.

Either way, you know that getting a traditional bank loan is not an option. Banks are notoriously strict and conservative when it comes to lending money to small businesses. They want to see proof of income, assets, collateral, and a flawless credit history.

But what if I told you that there is a way to get up to $150,000 in business credit cards that only report to the business credit bureaus, without any income or collateral requirements?

Sounds too good to be true, right?

Well, it’s not. It’s called the Credit Line Hybrid program, and it’s one of the best kept secrets in the business funding industry.

Let me tell you a story about how this program helped one of my clients, Joe.

Joe was a software engineer who had been working for a large corporation for over 10 years. He was good at his job, but he felt bored and unfulfilled. He had always wanted to start his own software company, but he didn’t have enough savings to quit his job and pursue his dream.

One day, he stumbled upon an online course that taught him how to create and sell mobile apps. He was intrigued by the idea and decided to enroll in the course. He learned a lot and soon developed his first app. He uploaded it to the app store and waited for the downloads to roll in.

To his surprise, his app became an instant hit. It got thousands of downloads and positive reviews in the first week. He started making money from ads and in-app purchases. He realized that he had found his calling and decided to quit his job and focus on his app business full-time.

However, he soon faced a problem. He needed more money to hire developers, designers, marketers, and other professionals to help him scale his business. He also needed more money to pay for hosting, licenses, tools, and other expenses. He tried to apply for a bank loan, but he was rejected because he had no income or collateral.

He was frustrated and discouraged. He felt like he had hit a wall and didn’t know how to move forward.

That’s when he found out about the Credit Line Hybrid program from Spartan.

He filled out a simple form on their website and scheduled a consultation with one of their representatives. They explained to him how the program works and what he needed to qualify.

He learned that the Credit Line Hybrid program is a unique funding solution that combines the benefits of business credit cards and lines of credit. It allows you to get up to $150,000 in unsecured business credit cards that only report to the business credit bureaus, not your personal credit report.

This means that you can use these cards for any business purpose without affecting your personal credit score or debt-to-income ratio. You can also enjoy low or zero interest rates for 6-18 months, depending on the card issuer.

The best part is that there are no income or collateral requirements for this program. All you need is a good personal credit score (700 or higher) and a business entity (LLC or corporation) that is at least one day old. 

You don’t need any financial statements, tax returns, bank statements, or business plans.

Joe was amazed by this opportunity and decided to apply for the program. He submitted his application online and waited for approval.

Within 24 hours, he received an email from Spartan with good news. He was pre-qualified for $150,000 in business credit cards from multiple lenders. He signed the agreement and received his cards in the mail within two weeks.

He was overjoyed and grateful. He used his new cards to hire his dream team, buy more equipment, launch more apps, and grow his revenue exponentially. He was able to pay off his cards before the interest kicked in and build his business credit score along the way.

He achieved his goal of becoming a successful app entrepreneur and never looked back.

You can do it too!

If you are like Joe and want to get up to $150,000 in business credit cards without any income or collateral, then you need to check out the Credit Line Hybrid program from Spartan.

Spartan is a leading provider of business funding solutions that help entrepreneurs and small business owners get the money they need to start, grow, or save their businesses. They have helped thousands of clients get approved for millions of dollars in funding, even when banks said no.

They have a team of experts who will guide you through the entire process and help you get the best terms and rates possible. They also have a 100% satisfaction guarantee, so you have nothing to lose and everything to gain.

Fast Facts on the Spartan Credit Line Hybrid:

  • 24-hour pre-approval

  • 0% interest for 6-18 months

  • Flexibility! Use the funds to do what YOU need to do for your business

  • Even Startup businesses can qualify

  • True NO DOC financing program

  • Application to funding in 3 weeks or less

  • No upfront application fee

  • Credit approvals up to $150,000 per company

  • No collateral requirements

  • Ability to use a credit partners to qualify if needed

  • No cash flow requirements

  • Can help build or improve your business credit score

  • Many DON'T report to personal Credit (some will)

Don’t let lack of funding stop you from pursuing your dreams. Apply for the Credit Line Hybrid program today and get the money you need to take your business to the next level.

To get started, simply fill out this form and schedule a consultation with a representative. They will review your situation and tell you how much you can qualify for.

How to Qualify for Funding With the Credit Line Hybrid:

  • Below are the requirements to qualify for Credit Line Hybrid by either you or a Credit Partner who has at least 20% ownership in the business:

  • 700+ credit score with all 3 consumer credit bureaus

  • No more than 3 unsecured accounts open in the past 12 months

  • At least 2 open Credit Cards with 2+ Years of history and at least a $5,000+ limit (Must be a primary accounts)

  • No more than 4 inquiries per bureau in the last 12 (Not including secured inquires like auto loans or mortgages)

  • No late payments in 2 years and no charged off accounts

  • No bankruptcies

  • Under 30% utilization on all revolving accounts

  • No open (unpaid) collections, liens or judgments

  • This program does require a Personal Guarantee from you or a credit partner if you use one.

  • NO AUTHORIZED USER ACCOUNTS for qualification.

Don’t wait, this offer won’t last forever. Apply now and get ready to unleash your full potential.

The Credit Line Hybrid program is a game-changer for entrepreneurs and small business owners who want to get up to $150,000 in business credit cards without any income or collateral. 

It’s fast, easy, and risk-free. 

All you need is a good personal credit score and a business entity. 

Apply now and get approved in as little as 24 hours. This could be the best decision you ever make for your business. 

Don’t miss this opportunity, apply today!

Spartan

Don't take our word for it, check out these helpful articles on Business Credit based on the EIN number:

  1. Entrepreneur.com: The ABCs of Business Credit
  2. 7 Best Ways to Build Credit if You’re New to the U.S.: Three Best Ways to Build Business Credit
  3. Nav.com 5 Things a DUNS Number Helps You Do
  4. SBA: How to Build Business Credit Quickly: 5 Simple Steps
  5. Forbes.com: Changing Your Business Name? Don't Put Your Credit At Risk
  6. Forbes.com: Three Ways To Better Understand (And Build) Your Business Credit Score
  7. CBS Boston: What We Talk About When We Talk About Business Credit
{"email":"Email address invalid","url":"Website address invalid","required":"Required field missing"}

Never miss a good story!

 Subscribe to our newsletter to keep up with the latest trends!

>