Get SBA Business Acquisition Loans With Only 5% Down

Access SBA loans for business acquisition with minimal equity injection up to $5 million and favorable terms in 30 days.

 Yes, I'm ready  TO GET STARTED!

SBA Business Acquisition Loan Features

SBA loans offer a guarantee from the federal government of 75% - 90% of the loan amount, making banks more comfortable lending and easier for under-collateralized businesses to get the funding they need.

Preserve Liquidity

Buy an existing and profitable business with as little as 5% down which can be sourced from a gift.

Buy a Business With Real Estate

Gain the stability of a fixed location, avoid rent increases, and receive tax benefits with equity appreciation.

Extended Loan Terms

Enjoy lower payments with loan terms of 10-years to 25-years and SBA-backed interest rates.

Loans Up to $5 Million

Pursue larger acquisitions with the simultaneous closing of an SBA loan and a conventional bank loan.

Pre-Requisites for Business Acquisition Loan

You can access SBA loans for business acquisition with as little as 5% down (which can come from a gift) up to $5 million. These loans come with favorable terms and can be approved within 30 days or less.

  • Minimum FICO Score: 640 Experian model v2
  • Use of Funds: Business Acquisition, may also include Working Capital, Inventory, Equipment, Commercial Real Estate (owner-occupied), Renovation, Leasehold Improvements
  • Notes: The business being purchased must be profitable enough to support the repayment of the buyer's SBA loan; buyer must have transferrable experience. Business plan and projections are needed.

What Sets Us Apart

  • Pre-Qualification Assistance: Our team of experts assess your SBA acquisition loan eligibility before you begin the application process and guide you to a successful closing.
  • Loan Documentation Support: We assist you in preparing and submitting all the necessary documentation for your SBA business acquisition loan application, minimizing errors and delays.
  • Industry-Specific Expertise: We have extensive experience across various industries, enabling us to provide specialized guidance and support tailored to your business type.
  • Our Team of SBA Bankers: Started by former SBA bankers, Spartan understands all aspects of lending. We’re your advocate, and we get it right the first time.

Benefits of a Business Acquisition Loan

Whether you’re just getting started or expanding, a business acquisition loan can be tailored to meet your needs.

  • Obtain a business loan without collateral
  • Diverse financing options
  • Protect your cash flow
  • Bypass the start-up phase and own a mature business
Apply Now

Why an SBA Business Acquisition Loan?

If you want to purchase an existing business, an SBA business acquisition loan may be right for you. 

While conventional banks often require large down payments and unfavorable terms, Spartan  helps you purchase an existing business or franchise with as little as 5% down. 

We’ve helped hundreds of people get approved for business acquisition loans using SBA-backed financing with favorable terms. 

Apply Now

How to Apply for the SBA Business Acquisition Loan?

Applying for the SBA Business Acquisition loan is easy and convenient.

  1. Click on the APPLY HERE button below to start your online application.
  2. Fill out some basic information about yourself and your business.
  3. Submit your application
  4. You’ll receive an automatic email reply with instructions for uploading any required document(s).
  5. You’ll receive a decision within 24 hours and funding within 7 days or less.

Have 5 Minutes? Apply Online

Check to see if you pre-qualify without impacting your credit score.

Apply Now
>