90% are approved

Get Expedited SBA Loans to Grow Your Business

Our streamlined SBA loan process is efficient. With lower processing times and a 90% approval rate.  


Stop using MCA loans... We work directly with former SBA bankers who have a deep knowledge of all aspects of SBA lending.

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SBA Funding Types

SBA loans offer a guarantee from the federal government of 75% - 90% of the loan amount, making banks more comfortable lending and easier for under-collateralized businesses to get the funding they need.

SBA FastTrack™ 7A LOANS

Get funding up to $350k within 30 days or less and with 10-year terms, based on the business revenue.  2 year in business and showing at least $1 in profit.

You will need a minimum credit score of 675.

Up to $350,000

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SBA BOOST LOANS

Get expedited loan up to $500,000 in 30 days. 2 years time in business required.


You will need a minimum credit score of 640.


Up to $500,000


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BUSINESS TERM LOAN

Get a business term loan up to $500,000.  And enjoy up to a 10 year term. Will need 3 years time in business and $1 million or more annual revenue.

You will need a minimum credit score of 700.


Up to $500,000

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Business Acquisition Loans

Access SBA loans for business acquisition with minimal equity injection and terms up to 25 years and only need 5% down.

5% can be sourced as a gift!  

You will need a minimum credit score of 700.

Up to $5 million

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SBA Startup Loans

Obtain funding from $100k to $5 million. Loan terms range from 10 to 25 years. A minimum equity injection of 10%, which can be sourced from a family gift.


You will need a minimum credit score of 700.


Up to $5 million


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Buy Commercial Real Estate

Buy commercial real estate with up to 100% financing!  You can purchase owner-occupied commercial real estate with zero money down.   25-Year Loan Terms


You will need a minimum credit score of 700.

Up to $5 million

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Employee Business Acquisition Loans

SBA Authorizes 100% Financing for Employee to Buy Business. Loan term of 10 or 25 years.

No money down, SBA to approve 90% of the loan with the Seller/Employer to carry a 10% note for 24 months.

No minimum credit requirement

Up to $5 million

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SBA 7(a) Refinance Program

If you have an SBA loan priced at Prime + 2.5% or higher, then Spartan can help you refinance into another SBA loan at a lower rate. 


Your business will not only have lower monthly payments but also get an opportunity to receive a cash infusion to help with expansion and growth.


Loan term of 10 years or 25 years


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